There are many not-for-profit and government agencies that provide a wide range of services to assist people with chronic illness and disability.

Australian government financial supports and services

  • Payments and services for people with a disability and their families
  • Links to disability topics
  • Financial Information Service, including financial advisors and counsellors
  • A list of the most common Government pensions and benefits for Australians with chronic health conditions, from CreakyJoints Australia.

South Australian financial services

  • This government page lists SA charities that provide emergency financial assistance, help with utility bills and financial counselling.
  • The South Australian Financial Counsellors Association provides free financial counselling.
  • Affordable SA has a telephone and email helpline, plus a website with links to a wide range of services for money and finances.

Grants and no interest loans

  • A Wyatt grant can be used to help pay for household goods, utility bills, removal expenses and more. These small grants are made available through professionals working in a recognised organisation, who apply on your behalf.
  • No Interest Loans Scheme (NILS) provides a loan to help pay for household goods, car registration and repairs, education expenses, medical and dental services, and more.

National Debt Helpline

A not-for-profit service where professional financial counsellors provide free, independent and confidential advice and step-by-step guides on how to tackle most debts.


  • Concession finder: click on the category that applies to you, such as Pension Card, low-income earner, etc, and find the concessions that apply to you.
  • Find concessions available to people in SA, from energy bills, glasses, public transport and more.
  • Affordable SA includes some concessions not listed elsewhere.
  • A funded switch to solar power for concession holders is being offered for the north-eastern suburbs and Goolwa area. Eligible suburbs are listed on page 5.

Last edited: 06 May, 2022